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All agents are NOT alike! Find out why we are top real estate experts. Call us: 801-676-0375.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Clayton and Associates
is one of The Top Selling Real Estate Experts Find Out More > |
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Thank you so much for considering us for your next Salt Lake area real estate purchase or sale! We understand what a huge decision this is. We are willing to earn your trust and can't wait to help you achieve your dreams. We promise to make sure your questions are always answered, and that sale or purchase of your home runs as smoothly as possible.
We are here to serve and help build your personal wealth through the ownership of Utah real estate, both personal and investment. Whether you're searching for your first home, buying your dream home or looking to invest in rental or commercial property, your goals are our goals, wherever you may be in life. Serving you would be our honor.
If you are relocating to the Sale Lake area, we have a custom Relocation Package for you. This package includes the history and culture of the individual neighborhoods in the Wasatch Front, including local skiing destinations like Deer Valley, Park City, The Canyons, Snowbird, Alta, Solitude, and Brighton. At your request, we would be happy to mail one out to you.
If you are looking to purchase a home in one of the many cities of Utah, click on our Latest Listings link. Just insert your name and email address and we will send you a list of homes each and everyday until we find your perfect home! We specialize in serving pre-foreclosures (short sales) and foreclosures throughout Sale Lake, Davis, Utah, Summit and Tooele Counties.
Please feel free to browse our website at your convenience. We understand how stressful home buying can be, but we promise to make it as relaxing as possible. Thanks again for considering us to represent you in your next selling or home buying experience!
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
Who is "Fannie Mae" and why is she a big name in real estate?
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| A |
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders. |
See More Real Estate Trivia > |
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